About Us

“A mortgage is a commitment. Find the right partner in Laidmore Financial Group and we’ll be on your side for life.”

What we do

REAL ESTATE

We cater to home buyers and home owners here in California. If you are in the market for a home, you need a veteran real estate agent on your side. Our real estate team has decades of experience and success to help you obtain the perfect property!

We can discuss and plan anything needed to ensure you and your family are geared towards investment assets that reflect your unique style and taste.

if you are buying outside of California, don’t worry ! we have partners nationwide reach out and we will get you connected.

FINANCING / Finance

LFG LENDING AND REALTY brokers with @westcapitallending, @rocketmortgage #1 broker partner.

We’re kind of a big deal.

We have most everything you need. Conforming 30–year, FHA loans, and VA loans, We have types of loans most banks do not offer. Our broker service allows us to lend business loans, private money equity, non-QM loans, DSCR, commercial real estate loans, HELOCs, and reverse mortgages.

BUSINESS OWNERS- If you are a business owner, we can arrange an alternate income verification program which can allow you to qualify for a loan even if you’re not eligible for a conventional mortgage. This program considers assets and accounts for income qualifications.

HELOCs / CASH OUT- If you want to take cash out of your house without refinancing the first mortgage, we can offer the best alternative to taking cash out. A HELOC is also known as a Home Equity Line Of Credit. This product is separate from the first mortgage and may allow a client to have credit availability on that loan for up to 10 years.

PURCHASING- If you are purchasing in this market, you already know that the competition is abundant and aggressive. Sellers are expecting a quick transaction and are placing that urgency to you, the borrower. This urgency is LFG’s strongest asset. We have the ability to lock, process and fund a purchase loan in as little as 14 days.

As the market changes, we will quickly change with it. With the increase in rates since the market bottomed out during 2020-21, we are heading towards more of a corrected mortgage industry. Home values and rates are beginning to restore a healthy balance after the recent volatility and ensuring a steadier growth in home values and consumer accessibility to homes.

OUR TEAM

MARK PASCUAL, FOUNDER

Our founder Mark Pascual has been in the mortgage industry for 15 years with a broader focus in real estate and finance throughout his career. As an entrepreneur himself, Mark is able to anticipate the needs of a diverse range of clients pursuing the good retirement life.

Mark is a licensed loan officer and @Realtor in CA as well as a licensed loan officer in AZ, TX, and OR. He has a vast portfolio of mortgage lenders specializing in a wide range of financing options to tailor to his clients’ needs.